Terms of Service

1. Introduction

Welcome to LTA Funding Group. These Terms of Service ("Terms") govern your use of our website, services, and SMS messaging program. By accessing our website or using our services, you agree to be bound by these Terms.

Please read these Terms carefully before using our services. If you do not agree to these Terms, please do not use our website or services.

2. SMS/Text Messaging Terms

LTA Funding Group offers SMS messaging services to provide you with important updates about your business funding applications, appointment reminders, funding status notifications, promotional offers, and other relevant information related to our business funding solutions.

Need Help?

If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at info@ltafundinggroup.com or call us toll-free at 888-728-4820.

If you have any questions regarding privacy, please read our privacy policy: www.ltafundinggroup.com/privacy-policy

3. Use of Our Services

By using our services, you represent that:

• You are at least 18 years of age
• You have the legal capacity to enter into binding contracts
• You are using our services for lawful business purposes
• All information you provide to us is accurate and complete
• You will maintain the accuracy of such information

4. Business Funding Services

LTA Funding Group provides business funding consultation and brokerage services. We connect businesses with lending partners and financial institutions to help secure funding solutions including:

• Lines of Credit
• Short Term Loans
• Long Term Loans
• SBA Loans
• Equipment Financing
• Invoice Factoring

We do not guarantee approval of any funding application. Approval and terms are determined by our lending partners based on their underwriting criteria.

5. Information Accuracy

You agree to provide accurate, current, and complete information during the application process and to update such information to keep it accurate, current, and complete. We reserve the right to suspend or terminate your application if any information provided is found to be inaccurate, false, or incomplete.

6. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of LTA Funding Group or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

7. Limitation of Liability

To the fullest extent permitted by law, LTA Funding Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or in connection with your use of our services.

Our total liability for any claims arising out of or related to these Terms or our services shall not exceed the fees paid by you to LTA Funding Group in the twelve (12) months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless LTA Funding Group, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of our services or your violation of these Terms.

9. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by LTA Funding Group. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Utah.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.